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Health and Travel Insurance
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Health Insurance
As with all students enrolled at American University,
any student attending any AU Abroad program must be
insured either through the American University Student
Health Insurance Plan or with a comparable health
policy that likewise insures the student while outside
the United States and in their country of study. All
students enrolled in an AU Abroad program are also
covered by American University through a supplemental
policy that only covers certain medical expenses associated
emergency evacuation or repatriation due to accident,
illness, or death while participating in the regularly
scheduled program. This insurance is covered in the
student's program fee. Please note: students are not
covered by this insurance outside scheduled program
activities or on independent travel before, during,
or after the term of the program. AU Abroad can not
provide proof of health insurance for visa purposes;
please contact your health insurance provider for
this information.
When receiving medical treatment abroad, most likely
you will be expected to pay in full at that time,
often in cash. If you will be seeking reimbursement
from your insurance carrier for this treatment, remember
to get translatable itemized receipts or descriptions
of the treatment you received. Many countries outside
the US also have universal health coverage and some
of the them require visiting students to be enrolled.
This fee may or may not be included in the student's
program fee.
It is your responsibility to determine which type
of insurance plan best suits your needs for international
coverage. If you are considering alternatives to AU's
health insurance coverage, we recommend that you compare
the international coverage offered by various policies
for such items as:
- eligibility requirements
- duration of coverage
- the dollar limit of the policy, per incident and
in total
- evacuation and repatriation coverage and procedures
- the cost of the premium
- coverage for accidents
- coverage for prescriptions
- contact and procedures for making claims
- related benefits, such as 24 hour emergency contact,
doctor referral service, etc.
- coverage provided at the site you have chosen
- permissible facilities for providing service
Enrollment in the American University sponsored
Student Health Insurance Plan is automatic if no waiver
form (information below) has been submitted. The insurance
charge is billed to a student account unless the student
completes a waiver that identifies alternate and comparable
coverage.
The cost for the 2007-08 Academic Year is $1,325.00.
AU Health Insurance may only be purchased for a full
year, and is not available on a per semester basis.
For information about the current AU Student Health
Insurance Plan, see The
Chickering Group, choose The Student Connection,
and enter 724537 when prompted for a policy number.
Also for your reference, review the insurance policies
of the AU
Health Center on the web.
Whether you choose a plan through AU or your own
(or a parent/guardian) private plan, it is imperative
that you review further documentation on the health
insurance coverage you are considering.
While AU Abroad cannot recommend one plan or form
of coverage over another, we do urge you to consider
your health insurance coverage carefully and make
a decision as to what your coverage should be. Remember
that you will be responsible for any health or accident-related
costs which are not covered by insurance.
Please contact AU Abroad or the Health Center if
you have any questions or concerns.
Please note that students in Australia, Nea
Zealand, Egypt, Rome, and Art in Italy may receive
further information on required supplemental health
insurance relevant to those programs.
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Travel Insurance
In addition, all full-time students enrolled in an
AU Abroad program are covered by American University
through a supplemental policy that covers certain
medical expenses and emergency evacuation or repatriation
due to accident, illness, or death only while participating
in the regularly scheduled program. Students are not
covered by this insurance outside scheduled program
activities or on independent travel before, during,
or after the term of the program.
Certain Homeowners Insurance may cover loss or theft
of property abroad, such as a cameras or laptop computers.
Contact your insurance company for more information.
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Tuition Refund Plan
Any student who suffers a serious illness or accident
and needs to leave American University and an AU Abroad
program before completion may face not only the loss
of time invested in studies, but also a substantial
financial loss including tuition and relevant living
expenses. A.W.G. Dewar, Inc. offers "The
Tuition Refund Plan" underwritten by Employers'
Fire Insurance Company, one of the member companies
of OneBeacon Insurance Group, Boston, MA for A.W.G.
Dewar, Inc., dba Dewar Insurance Services, Four Batterymarch
Park, Quincy, MA 02169. The Tuition Refund Plan is
the Service Mark of A.W.G. Dewar, Inc. This elective
insurance provides coverage for tuition, room, board,
and activity fee charges if a student must withdraw
from school because of a serious illness or accident.
Please read the coverage section and consider the
advantages of enrolling. Dewar Insurance Services
must receive the insurance premium before any scheduled
classes begin. If you have any questions, please call
DEWAR directly at (617) 774-1555.
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